First Name	Last Name
Email	Primary Phone - -
Zip	State
Credit Card Debt	Current Payment Status

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DEBT-FREE in 12-36 months

Lower credit card interest rates

No credit checks; bad credit OK

Home ownership not required

One easy, low monthly payment

Avoid bankruptcy

Client Testimonial
Thank you so much for not only educating us, but for matching us with a company that has so far settled our two biggest credit cards. For the first time we have money in savings and we can see a bright future.
John D.,
San Diego, CA

Credit Card Debt Settlement

Get out of debt fast

Credit counseling and debt settlement services have become more important as our economy continues to be consumer credit driven. With the average american household carrying over $8,000 in credit card debt, a lose of employment or an unexpected emergency can send you into a financial tailspin quickly. Also, a slowing down of the housing market and subsequent free fall of home prices has led to more people using credit cards as an emergency fund, in place of the more traditional home equity line of credit. At BestDebtRepair.com we match you with a quality debt settlement and credit counseling clinic that will work hard to help you get out of debt fast. Take the first step towards eliminating your credit card debt today.

Credit Counseling Options

Credit Counseling

Credit counseling is the credit repair options where by the consumer is educated on how to avoid debt that they will not be able to repay while at the same time working with the credit card companies in order to help find a way to rid the consumer of their current outstanding balance. One of the benefits of credit counseling is that credit card companies will usually except a lower monthly payment when the consumer is in a debt settlement program. Many credit card companies will also lower the interest rate for consumers working with a credit repair firm. A final benefit offered by credit counseling firms is to bring delinquent accounts current. By bringing delinquent accounts current you can get a fresh start with your credit score.

Debt Consolidation

Debt consolidation is a debt relief method in which a number of outstanding debts, typically credit card debt, are consolidated into one loan. Many use this debt relief method as a way to combine multiple unsecured loans into one monthly payment as well as locking in a lower fixed interest rate. Most of the time a debt consolidation loan is secured with collateral such as a house. Those with high credit card debt can often benefit from consolidating out of their high interest rate credit cards into a lower rate loan. Though rare, some debt consolidation companies will even discount the amount of the outstanding debt.

Debt Settlement

Debt Settlement, often called debt arbitration or debt negotiation, is a process of reducing debt where the creditor and debtor agree to a payoff amount lower than that of the current debt balance. Many law firms and debt settlement companies are available to work with you on your current situation. While this service can help, it usually come with fees that are paid up front or monthly. This service can also have a negative impact on your credit score so speak with an expert about the pros and cons of debt settlement before you enter into any agreement.